The Psychology Of Wealth

Dealing With Mental Money Boundaries

If it feels like something’s holding you back with money, but you can’t put your finger on what it is — congratulations.

I mean that. It usually means that somewhere deep down, you’ve started questioning beliefs about money you’ve never looked at before.

And that’s exactly what has to happen when you start building new money foundations.

You’ve Hit The Edge Of Your Map

The moment you set out to build a different financial future, you walk into unfamiliar territory — mentally and emotionally.

As you get close to the edges of the way you’ve always thought about money, you can feel that something’s off. But you haven’t got the words for it.

That’s the sign. When you run out of words, you’ve reached the limit of what your current way of thinking can do for you.

So it’s time to build a new one. Buckminster Fuller said it best: you don’t change things by fighting the way they are. You build a new model that makes the old one obsolete.

Why You Can’t Name It

When you hit the edge of your own thinking, you hit the edge of your language too. You can still feel it — the frustration, the stuck-ness, the sense that there’s more — but you can’t label it.

And you can’t fix what you can’t name.

Then someone who’s been further down the road says, “Is it something like this?” And you go, “Yes. That’s exactly it.”

That’s a breakthrough. Now it’s got a name. And once it’s got a name, you can go through it, around it or over it.

The fact that you can’t put words to it tells us something important: it’s a deep, core issue, not a surface one.

It’s also why the room works so well. On a call, someone else puts words to the exact thing you’ve been carrying — and the whole thing clicks.

A Black Belt In One Thing, A White Belt In Money

I see this all the time. People who are brilliant at one thing — their trade, their sport, their job — and completely stuck with money.

I know it first-hand. I played representative rugby league. When my body said no, the one thing I’d been rewarded for being good at was gone. Nobody had ever shown me how to turn what I knew into money any other way.

Plenty of high achievers hit the same wall. They got paid because someone else sold their skill. The day that stops, they’re on their own — and they’ve got no idea how to translate everything they’ve learnt into a new kind of income.

Where The Block Usually Comes From

Boil it right down and there’s nearly always the same thing underneath: something unresolved from the past that was once a solution, and isn’t anymore.

It probably went in when you were a kid. Back then, it worked. It kept you safe, or loved, or out of trouble. But because it was never resolved, it’s still running — and now it’s a barrier.

Until you can identify it, it stays. And identifying it takes conversation. Lots of questions. Ideally with someone who’s been exactly where you are, and knows what they’re looking for.

You can’t see your own blind spot. That’s why it’s called a blind spot.

Mitch Lingard

Your Move

Write down the one money situation that keeps repeating in your life, no matter what you do. Don’t explain it. Just describe it.

Then bring it into the room — a hot seat, or a straight conversation with me. Getting it named is the first step to getting past it.

Mitch Lingard.

Mitch LingardMoney Mentor at Black Belt Results. Former representative rugby league player, martial artist and dad — now putting other people in the room with black belts in wealth. Get In Touch or Book A Call.

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